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Medicare Part C

Medicare Advantage

Medicare Part C combines Part A, Part B, and, sometimes, Part D (prescription drug) coverage under one plan. 
Medicare-approved private insurance companies manage Part C plans and must cover medically necessary services. However, these plans can charge different co-payments, coinsurance fees, or deductibles.   
Once enrolled, the private insurance plan (MA) must cover all the services that Original Medicare covers.

Medicare Part C

Medicare Part C, or Medicare Advantage, is an all-in-one alternative to Original Medicare (Part A and Part B). It combines all of the benefits of Parts A and Part B, and, sometimes, Part D (prescription drug) coverage under one plan. It provides additional benefits, including dental, vision, and hearing care and other ancillary benefits.

 

Part C plans are managed by Medicare-approved private insurance companies and must cover medically necessary services. However, these plans can charge different co-payments, coinsurance fees, and/or deductibles.

 

This plan lowers the out-of-pocket costs of Original Medicare. Because it is offered by private companies, its overall costs will vary between location and provider.

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Once enrolled, the private insurance plan (Medicare Advantage) must cover all of the services that Original Medicare covers.

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​What is a Medicare Advantage Plan?

  • Private insurance companies approved by Medicare to provide this coverage.

  • It provides Medicare beneficiaries with a choice in how they receive Medicare coverage.

  • Medicare Advantage plans are NOT Medicare Supplement plans.

  • All Medicare Advantage plans must offer all of the benefits of Original Medicare and can include Part D prescription drug coverage.

  • All plans have a maximum out-of-pocket expense limit indexed and changed yearly by the government.

  • Medicare Advantage plans include emergency coverage when traveling outside the US.

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TWhite Insurance will help you better understand your Medicare coverage options. 

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